Hazards come in many flavors. Most of them are unexpected
and the best way to handle them is to prepare for them, whether
they actually happen or not. For most hazards, it is better to
have prepared in vain than to face a hazard
for which you have not prepared. Consider the following
- Financial Hazards -
This consists of the following:
- Unemployment - This
probably leads the list of this kind of hazard.
Especially in today's world where
worldwide economic problems have caused a lot
of people to lose their jobs.
- Loss of
Home - Whether people lose their
jobs or not, many have lost their
homes. For many people, their home is not only
where they live, it is their biggest asset, so a
loss of the home has a double impact.
- Health Hazards - These
consist of illness, injury and death. Health
Hazards are usually unexpected and often they are out
of the control of the people affected. There are two
major financial concerns associated with
- Breadwinner - If the
primary breadwinner(s) have health issues, it may
disrupt the ability for the family to earn
Expenses - Regardless of who in the
family has the health problem, the medical bills
can be overwhelming, especially if there is not
sufficient insurance to help cover the costs.
FEMA has good descriptions of many
other types of hazards and how to prepare for and
on each link to learn what to do Before, During and
After each hazard.
FEMA provides some online help for you to obtain
maps of potential disaster related areas near where you
live. Just click
this link to learn more about obtaining maps of potential
Since it is highly unlikely that you will have access to
this web sit in the middle of your emergency, it might be
wise to print the pages concerning the hazards that might
affect where you live and keep them in a zippered plastic bag
in your 72 Hour Emergency Kit. However, don't just stick the
information away for later, instead, read, study and act upon
what you learn. In other words, Prepare For Later.
Much of what is on this page was
taken from FEMA's site which can be referenced at: